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Multi-bank money clarity

Find where money
quietly disappears.

Import statements from different banks. Sumkeeper combines them and flags fees, conversions, and recurring leaks.

Free 7-day trialSee fee scan
Sumkeeper
All banksChaseWiseRevolut

All banks

$24,820.55

+3.2% this month

Fees & conversions

$42.87

  • FX spread estimateWise · EUR→USD$18.42
  • ATM withdrawal feeChase · paired charge$5.00
  • Monthly account feeBank fee · explicit$12.00

Spending by category

$4,182
  • Housing$1,860
  • Groceries$1,120
  • Dining$720
  • Transport$482

Recent flags

  • Foreign transaction feeCard fee-$3.18
  • NetflixRecurring-$15.49
  • SalaryIncome+$5,400.00

Combines statement files from the banks you already use

CSVOFXQFXExcelChaseBank of AmericaRevolutWiseMonzoN26

One view, or each bank alone

See the full month across accounts.

Import statements from different banks, merge them into one view, or inspect any bank independently when something looks off.

Combine different banks

Bring cards, current accounts, and wallets into one monthly view without connecting credentials.

  • Chase$1,860
  • Wise$1,120
  • Revolut$720
  • Monzo$482

Switch back to one source

Review all banks together, then isolate one bank or account when you need the raw trail.

Catch recurring leaks

Find subscriptions and repeating service charges that are easy to ignore one at a time.

  • Netflix$15.49 / mo
  • Spotify$9.99 / mo

Keep messy lines readable

Bank descriptions become cleaner merchant names, while the original statement text stays available.

ATM WDL FEE 0421ATM withdrawal fee

Trace every flagged charge

Search by bank, fee type, merchant, amount, or category when you want to understand a charge.

Search transactions and fees
All banksFeesFX

Fees should not hide in statement noise.

Sumkeeper separates explicit fees from likely fee patterns, then shows why each charge was flagged.

Bank and ATM fees

Service charges, withdrawal fees, transfer fees, and other explicit bank lines are grouped over time.

Conversion cost estimates

When a statement includes enough currency data, Sumkeeper estimates the spread instead of calling it a fact.

Review before you trust it

Every flag keeps the raw statement line, confidence, and related transaction when there is one.

June fee scan

$42.87

flagged across 3 banks

Estimated FX spread

Wise · card conversion

Estimate$18.42

ATM withdrawal fee

Chase · paired with cash withdrawal

High$5.00

Monthly service fee

Bank statement line

Explicit$12.00

Foreign transaction fee

Revolut · card purchase

High$7.45

From scattered statements to a fee trail.

Import each bank

Drop in CSV, Excel, OFX, or QFX files from the banks and cards you use.

Combine or isolate

Review everything together, or switch to a single bank, account, currency, or statement.

Review the leaks

See explicit fees, likely fee patterns, recurring charges, and estimated conversion costs.

Watch statements become one view.

A short look at combining banks, then reviewing fees and conversion costs.

sumkeeper.app
Sumkeeper
All banksChaseWiseRevolut

All banks

$24,820.55

+3.2% this month

Fees & conversions

$42.87

  • FX spread estimateWise · EUR→USD$18.42
  • ATM withdrawal feeChase · paired charge$5.00
  • Monthly account feeBank fee · explicit$12.00

Spending by category

$4,182
  • Housing$1,860
  • Groceries$1,120
  • Dining$720
  • Transport$482

Recent flags

  • Foreign transaction feeCard fee-$3.18
  • NetflixRecurring-$15.49
  • SalaryIncome+$5,400.00

Private by design

Your fee trail stays on your device.

Sumkeeper is local-first. It reads statements, fee flags, and account views on your device. No cloud account, no data brokers, no sync you didn't ask for.

On-device parsing

Statements are read and stored locally. The cloud never sees a line of your data.

No account required

Download, open, and start. There is nothing to sign up for and no password to forget.

You own your data

Export it anytime. Delete it anytime. It was always yours, and it stays that way.

Free for 7 days. Then $9, once.

No subscription. Buy it once, keep it forever, on up to 5 of your Macs.

7-day free trial
$9one-time

Billed once. No renewals.

Everything included

  • Unlimited statements, banks, and accounts
  • Combined and per-bank views
  • Fee, conversion, and subscription flags
  • Local-first, private by design
  • Up to 5 devices
  • Free updates

Secure checkout by Lemon Squeezy. We email your license key the moment you pay.

Questions, answered.

Is my financial data safe?

Yes. Sumkeeper is local-first: your statements are parsed and stored on your Mac, never uploaded. There is no account and no cloud sync.

Which banks and formats does Sumkeeper support?

Any bank that lets you export CSV, OFX, QFX, or Excel. Import multiple banks into one view, or inspect each bank separately.

Can Sumkeeper find hidden fees?

It flags explicit fee lines and likely fee patterns such as ATM fees, transfer fees, foreign transaction fees, and recurring charges. Conversion spread is shown as an estimate when the statement has enough currency data.

How does the free trial work?

Download Sumkeeper and use every feature free for 7 days. After that, a one-time $9 license keeps it unlocked for good.

Is it really a one-time payment?

Yes. $9 once, no subscription. Your license covers up to 5 devices and includes free updates.

What happens after I buy?

Lemon Squeezy handles the payment as merchant of record and we email your license key. Paste it into Sumkeeper to unlock it on the spot.

Do you offer refunds?

If Sumkeeper is not for you, reply to your receipt within 14 days and we will refund the $9, no questions.

Is there a Windows or Linux version?

Sumkeeper is built for macOS first. Windows and Linux builds are on the way.

Find the leaks before they add up.

Download Sumkeeper and combine your next bank statements into one private fee-aware view.

Free 7-day trial